๐Ÿ‡ฒ๐Ÿ‡น Malta vs ๐Ÿ‡ฒ๐Ÿ‡ช Montenegro

Complete Tax Residency Comparison for Digital Nomads & Entrepreneurs

Quick Comparison

Factor๐Ÿ‡ฒ๐Ÿ‡น Malta๐Ÿ‡ฒ๐Ÿ‡ช Montenegro
Tax SystemRemittance-basedLow Tax
Income Tax (Foreign)0-15% (remitted income)9-15%
Capital Gains Tax0% (if not remitted)9%
Corporate Tax35% (5% effective)9%
Residency RequirementGlobal Residence ProgrammeProperty or company
Minimum Stay183 days in EU183 days
Cost of LivingModerate ($2,500-3,500/mo)Low ($1,200-2,200/mo)

๐Ÿ‡ฒ๐Ÿ‡น Malta

Highlights

  • โœ…EU membership
  • โœ…English-speaking
  • โœ…Strong iGaming sector
  • โœ…Mediterranean climate
  • โœ…Crypto-friendly

Considerations

  • โš ๏ธSmall island
  • โš ๏ธHot summers
  • โš ๏ธRising cost of living

Best For

  • ๐Ÿ‘คGaming industry
  • ๐Ÿ‘คCrypto projects
  • ๐Ÿ‘คEU base

๐Ÿ‡ฒ๐Ÿ‡ช Montenegro

Highlights

  • โœ…Very low tax rates
  • โœ…Beautiful coastline
  • โœ…EU candidate country
  • โœ…Easy residency
  • โœ…Growing tourism

Considerations

  • โš ๏ธSmall country
  • โš ๏ธNot EU yet
  • โš ๏ธInfrastructure developing

Best For

  • ๐Ÿ‘คEU hopefuls
  • ๐Ÿ‘คBeach lovers
  • ๐Ÿ‘คLow-tax seekers

Which Should You Choose?

Choose Malta if: You prioritize eu membership and english-speaking. Ideal for gaming industry, crypto projects, eu base.

Choose Montenegro if: You prioritize very low tax rates and beautiful coastline. Ideal for eu hopefuls, beach lovers, low-tax seekers.

Not Sure Which is Right for You?

Take our free eligibility assessment to see which tax residency program fits your situation.